For years, I wanted to write a book on personal finance and financial literacy. I finally found the time and wrote my take on what people need to understand in order to be effective with money. I have gone back and forth about whether to publish the manuscript through traditional means, self publish, etc. I … Continue reading Free guide to personal finance
Category: consumption
Voting with our dollars
While climate change gets increasing attention and concern among voters, the daunting reality is that the United States has no real policies or regulations in place to substantially reduce carbon emissions. Other nations that have committed to reducing carbon emissions are far from reaching their goals. I have come to believe that a large part … Continue reading Voting with our dollars
Conformity and Consumption
A vast array of analysis suggests that Americans are making poor financial decisions that have the potential to lead to extreme future regret. We are consuming way too much and saving too little. One of the best ways to understand why we are acting this way is societal pressure to conform. On one hand, we … Continue reading Conformity and Consumption
Climate policy, economics, and ethics
The debate about climate policy has gotten way off base. For every article discussing the scientific consensus, there are countless others in which people come up with a range of counter arguments. This is similar to the anti-vaccination movement. For the "anti-vaxxers", it simply does not matter that there is enormous scientific evidence that the … Continue reading Climate policy, economics, and ethics
