For years, I wanted to write a book on personal finance and financial literacy. I finally found the time and wrote my take on what people need to understand in order to be effective with money. I have gone back and forth about whether to publish the manuscript through traditional means, self publish, etc. I … Continue reading Free guide to personal finance
While experts have been warning about the potential for global pandemics for years, the emergence and spread of COVID-19 has been an enormous shock to societal systems. Along with the risk to life and health, many families have have been thrown into economic turmoil. In a world with the potential for social and economic shocks … Continue reading Does COVID-19 change the rules of personal finance?
There is little question that humanity must reduce emissions of Carbon Dioxide and other greenhouse gases (GHG's). To meet this need, there is a growing trend for consumers and companies to purchase carbon credits that "offset" the emissions generated by airline travel and other high-emission activities. JetBlue, for example, is pledging that all U.S. flights … Continue reading The problem with carbon credits
While climate change gets increasing attention and concern among voters, the daunting reality is that the United States has no real policies or regulations in place to substantially reduce carbon emissions. Other nations that have committed to reducing carbon emissions are far from reaching their goals. I have come to believe that a large part … Continue reading Voting with our dollars